shaunbwilson

In case you want to change your text case without opening a big, bloated word processor.

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If you’re still treating nasty conditions like dandruff and rank feet with old-fashioned balms, powders, and shampoos, it’s time to upgrade. These modern remedies work better—and they’re a lot less humiliating.

If you own a Mac and you’ve never looked through opensourcemac.org, you should.  There’s a couple of dozen free applications listed from IM Clients (Adium) to photo editing (The GIMP) to FTP (CyberDuck) and a lot more.

What to expect when you’re expecting (to get laid off).

[C]ompanies’ standard severance policies are still based largely on years of service, with about half of employers offer two weeks’ salary for each year you’ve worked there. Slightly more than one in three pay one week’s salary per year of service; and fewer than 20% offer less than a [week’s] pay per year of service.

The simplest way is a mutual fund called the Rydex Inverse Government Long Bond Strategy (RYJUX). As the price of the 30-year Treasury drops, the price of RYJUX rises. You could also simply short an exchange-traded fund like iShares’s TLT, which represents 20-plus-year bonds, or IEF, which deals in mediums (seven to ten years).

The RYJUX has been around since the mid ’90s, but it’s been a very sleepy investment because the whole point of the long bond has been to move very slowly in either direction.

What’s new is the proliferation of exchange-traded funds that seek to amplify bets in either direction. These trade like stocks — meaning you can buy them and sell them midday—and deploy leverage. So an ETF like ProShares UltraShort 20+ Yr Treasury (TBT) produces twice the inverse of the daily performance of the Barclays Capital 20+ Year U. S. Treasury Index. If the index moves down 1 percent, your ETF moves up approximately 2 percent.

But if you’re long a ton of investments that will collapse if the dollar falls further, then a couple long-term TLT puts could protect you from the worst unwinding of American value in our nation’s history.

But hey, at least it looks as though everyone’s gonna have access to cheap health care.